phl-bos

phl-bos Who are the 10 biggest UK lottery winners?

T he Scottish parliament turned 25 this year, an anniversary chiefly notable for the indifference with which it was met by a general public that has tired of politics. A year ago Humza Yousaf was first minister, the Scottish Greens were in government and Kate Forbes very much was not, Douglas Ross led the Scottish Conservative and Unionist Party, Scottish Labour held just two Scottish constituencies in the House of Commons, and Alex Salmond still believed the Alba Party might be the vehicle for his own political comeback. Salmond’s death in October did not just mean the demise of the most consequential Scottish politician in half a century, it seemed to mark the closing of one era and its replacement by another. For more than aRenowned for his economic reforms and steadfast commitment to secularism, former Prime Minister Manmohan Singh has passed away at the age of 92. His death was confirmed by the All India Institute of Medical Sciences, Delhi, on Thursday night. Singh's contribution to India was recognized on social media by several political parties. The Communist Party of India (Marxist) expressed their sorrow, highlighting Singh's dedication to democracy and the pluralist ethos of India. They extended condolences to Singh's family, noting his influential role in shaping the country's political landscape. Recalling Singh's words, Communist Party of India (Marxist-Leninist) Liberation General Secretary Dipankar Bhattacharya remarked on Singh's enduring belief in his leadership, despite criticism. As India reflects on his legacy, many acknowledge his assertion that 'history will be kinder than contemporary media.' (With inputs from agencies.)

Teledyne Technologies TDY has outperformed the market over the past 10 years by 5.7% on an annualized basis producing an average annual return of 17.29%. Currently, Teledyne Technologies has a market capitalization of $22.32 billion. Buying $100 In TDY: If an investor had bought $100 of TDY stock 10 years ago, it would be worth $491.95 today based on a price of $478.96 for TDY at the time of writing. Teledyne Technologies's Performance Over Last 10 Years Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time. This article was generated by Benzinga's automated content engine and reviewed by an editor. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.JERUSALEM — A new round of Israeli airstrikes in Yemen on Thursday targeted the Houthi rebel-held capital and multiple ports, while the World Health Organization's director-general said the bombardment occurred nearby as he prepared to board a flight in Sanaa, with a crew member injured. "The air traffic control tower, the departure lounge — just a few meters from where we were — and the runway were damaged," Tedros Adhanom Ghebreyesus said on the social media platform X. He added that he and U.N. colleagues were safe. "We will need to wait for the damage to the airport to be repaired before we can leave," he said, without mentioning the source of the bombardment. U.N. spokesperson Stephanie Tremblay later said the injured person was with the U.N. Humanitarian Air Service. The Israeli strikes followed several days of Houthi launches setting off sirens in Israel. The Israeli military said it attacked infrastructure used by the Iran-backed Houthis at the international airport in Sanaa and ports in Hodeida, Al-Salif and Ras Qantib, along with power stations, asserting they were used to smuggle in Iranian weapons and for the entry of senior Iranian officials. Israel's military didn't immediately respond to questions about Tedros' post but issued a statement saying it had "capabilities to strike very far from Israel's territory — precisely, powerfully, and repetitively." The strikes, carried out over 1,000 miles from Jerusalem, came a day after Israeli Prime Minister Benjamin Netanyahu said "the Houthis, too, will learn what Hamas and Hezbollah and Assad's regime and others learned" as his military has battled those more powerful proxies of Iran. The Houthi-controlled satellite channel al-Masirah reported multiple deaths. Iran's foreign ministry condemned the strikes. The U.S. military also has targeted the Houthis in recent days. The U.N. has noted that the targeted ports are important entryways for humanitarian aid for Yemen, the poorest Arab nation that plunged into a civil war in 2014. Over the weekend, 16 people were wounded when a Houthi missile hit a playground in the Israeli city of Tel Aviv, while other missiles and drones have been shot down. Last week, Israeli jets struck Sanaa and Hodeida, killing nine people, calling it a response to previous Houthi attacks. The Houthis also have been targeting shipping on the Red Sea corridor, calling it solidarity with Palestinians in Gaza. The U.N. Security Council has scheduled an emergency meeting Monday in response to an Israeli request that the council condemn the Houthi attacks and Iran for supplying them weapons. 5 journalists are killed in Gaza Meanwhile, an Israeli strike killed five Palestinian journalists outside a hospital in Gaza overnight, the territory's Health Ministry said. The Israeli military said all were militants posing as reporters. The strike hit a car outside Al-Awda Hospital in the built-up Nuseirat refugee camp in central Gaza. The journalists were working for local news outlet Al-Quds Today, a television channel affiliated with the Islamic Jihad militant group. Islamic Jihad is a smaller and more extreme ally of Hamas and took part in the Oct. 7, 2023 attack in southern Israel that ignited the war. Israel's military identified four of the men as combat propagandists and said that intelligence, including a list of Islamic Jihad operatives found by soldiers in Gaza, had confirmed that all five were affiliated with the group. Hamas, Islamic Jihad and other Palestinian militant groups operate political, media and charitable operations in addition to their armed wings. Associated Press footage showed the incinerated shell of a van, with press markings visible on the back doors. Sobbing young men attended the funeral. The bodies were wrapped in shrouds, with blue press vests draped over them. The Committee to Protect Journalists says more than 130 Palestinian reporters have been killed since the start of the war. Israel hasn't allowed foreign reporters to enter Gaza except on military embeds. Israel has banned the pan-Arab Al Jazeera network and accused six of its Gaza reporters of being militants. The Qatar-based broadcaster denies the allegations and accuses Israel of trying to silence its war coverage, which has focused heavily on civilian casualties from Israeli military operations. The toll continues to mount in Gaza Separately, Israel's military said a 35-year-old reserve soldier was killed during fighting in central Gaza. A total of 389 soldiers have been killed in Gaza since the start of the ground operation. The war began when Hamas-led militants stormed across the border, killing around 1,200 people, mostly civilians, and abducting around 250. About 100 hostages are still inside Gaza, at least a third believed to be dead. Israel's air and ground offensive has killed more than 45,000 Palestinians, according to the Health Ministry. It says more than half the fatalities have been women and children, but doesn't say how many of the dead were fighters. Israel says it has killed more than 17,000 militants, without providing evidence. The offensive has caused widespread destruction and hunger and driven around 90% of the population of 2.3 million from their homes. Hundreds of thousands are packed into squalid tent camps along the coast, with little protection from the cold, wet winter. Also Thursday, people mourned eight Palestinians killed by Israeli military operations in and around the city of Tulkarem in the occupied West Bank on Tuesday, according to the Palestinian Health Ministry. The Israeli military said that it opened fire after militants attacked soldiers, and it was aware of uninvolved civilians who were harmed in the raid.

Watch the best shots from Rickie Fowler and Lexi Thompson's -9 first round at the 2024 Grant Thornton Invitational, which included a hot start, some beautiful iron shots and a special birthday celebration. Brentley Romine reports from Florida on the latest surrounding PGA Tour Q-School action, where he catches up with Alistair Docherty after his terrific Friday and looks ahead to expected conditions this weekend. Watch the best shots from Daniel Berger and Nelly Korda's first round at the 2024 Grant Thornton Invitational, where strong iron play keeps the pairing in touch with the leaders. Brentley Romine and Jim Gallagher Jr. join Golf Central to highlight notable golfers making waves at PGA Tour Q-School action in Florida and the pressure of trying to earn a PGA Tour card. Amy Rogers reports on the latest surrounding Mollie Marcoux Samaan stepping down as LPGA Tour commissioner, where she hears from Mel Reid and Megan Khang about what they'd like to see in the next commissioner. Amy Rogers catches up with several new teams ahead of this year's Grant Thornton Invitational, including Tom Kim-Jeeno Thitikul and Allisen Corpuz-Sahith Theegala. The Golf Central crew reflects on the wild storylines that came out of the 2024 men's major golf events and looks forward to 2025. Justin Thomas had a brutal day around the greens to end the Hero World Challenge, but Golf Central thinks he's trending in the right direction after a solid tournament as a whole. Todd Lewis and Brandel Chamblee analyze Scottie Scheffler's game at the Hero World Challenge and how he flexed his incredible overall skillset to cap a successful 2024 with a win. Tom Kim took a big leap on moving day at the Hero World Challenge, knocking in a dozen birdies and putting himself in contention for a win in the Bahamas. Todd Lewis and Brandel Chamblee look at the birdie-filled scorecard of Tom Kim's third round at the Hero World Challenge and how he was able to put himself in position to win on the final day.After two years of sluggish business, local furniture makers saw a slight improvement in sales in June, only to meet with nationwide student protests culminating in a fierce anti-government campaign that ultimately ousted the Awami League regime in early August. Since then, industry insiders said their overall sales have declined at least 40 percent, with businesses with government offices and corporate clients becoming the worst hit. While households have somewhat recovered from the initial shock of stubbornly high inflation, they are now mainly purchasing essential furnishings. However, sales are far below expectations for this winter, traditionally a period of increased demand due to weddings and other occasions. Although the political landscape shows some stability lately, price pressures still remain high, hovering above 9 percent since March 2023. Besides, the weakening Taka against the greenback has further eroded furniture sales, as rising raw material costs drive up product prices. "Our overall sales have declined this year due to plummeting consumer purchasing power and their diminishing disposable incomes," said Selim H Rahman, chairman and managing director of Hatil Furniture, one of the leading local brands established in 1989. According to Rahman, government agencies and the corporate sector have reduced their purchases by at least 80 percent since the political changeover. "Normally, the government procures furniture worth Tk 120 crore annually, but there are no signs of new work orders anytime soon." The corporate sector has also halted purchases of office furniture over the past five months, Rahman added. Although household furniture sales have increased recently due to the ongoing wedding season, the Hatil Furniture chairman said their overall sales in 2024 have declined by over 30 percent. The impact of the dollar on furniture prices is another factor contributing to the sales decline. As the US dollar gained against Taka, Rahman said they had to raise furniture prices to keep pace with rising raw material costs and duties. Rahman, also the chairman of the Bangladesh Furniture Industries Owners Association, added that their revenue in last year was around Tk 468 crore, but it may decrease to Tk 330 crore this year. While Regal Furniture -- a sister company of the Pran-RFL Group -- did not experience a massive sales decline, it also did not achieve the anticipated growth for the outgoing year. "Sales did not increase as much as we had expected. Especially in the last five months after the political changeover in August, sales have decreased," said Touhiduzzaman, deputy general manager of public relations at the Pran-RFL Group. After two years of sluggish demand, he claimed that their business was quite good before June, with increased sales of home furnishings. The business of Regal Furniture has three segments: office furniture for corporate sectors, office furniture for public agencies and home furnishings for regular consumers. Since August, sales to government and business institutions have declined sharply due to political instability and economic gloom, said Touhid. He, however, said that sales of home furniture remained relatively strong because they cater to the middle-class market. As a result, their household furniture sales have not fluctuated much, making the impact of the economic downturn less visible in this segment compared to others that have logged massive declines. Despite the current market downturn, Touhid sounded optimistic about a rebound in the next six months as the economy and overall conditions have started to show some improvements. Another leading brand Partex Furniture saw its sales falling by nearly half in the past five months following the political shift, according to its Head of Marketing Shohan Akon Sunny. "We had just started to recover from a two-year slowdown, but office furniture sales have once again entered a dull period," he said. Sunny said the economic downturn has discouraged wealthy individuals from buying new furniture. Besides, last year's increase in furniture prices due to the rising US dollar discouraged consumer spending. While Partex expected an industry growth in recent years, this has not materialised, Sunny added. After two years of sluggish business, local furniture makers saw a slight improvement in sales in June, only to meet with nationwide student protests culminating in a fierce anti-government campaign that ultimately ousted the Awami League regime in early August. Since then, industry insiders said their overall sales have declined at least 40 percent, with businesses with government offices and corporate clients becoming the worst hit. While households have somewhat recovered from the initial shock of stubbornly high inflation, they are now mainly purchasing essential furnishings. However, sales are far below expectations for this winter, traditionally a period of increased demand due to weddings and other occasions. Although the political landscape shows some stability lately, price pressures still remain high, hovering above 9 percent since March 2023. Besides, the weakening Taka against the greenback has further eroded furniture sales, as rising raw material costs drive up product prices. "Our overall sales have declined this year due to plummeting consumer purchasing power and their diminishing disposable incomes," said Selim H Rahman, chairman and managing director of Hatil Furniture, one of the leading local brands established in 1989. According to Rahman, government agencies and the corporate sector have reduced their purchases by at least 80 percent since the political changeover. "Normally, the government procures furniture worth Tk 120 crore annually, but there are no signs of new work orders anytime soon." The corporate sector has also halted purchases of office furniture over the past five months, Rahman added. Although household furniture sales have increased recently due to the ongoing wedding season, the Hatil Furniture chairman said their overall sales in 2024 have declined by over 30 percent. The impact of the dollar on furniture prices is another factor contributing to the sales decline. As the US dollar gained against Taka, Rahman said they had to raise furniture prices to keep pace with rising raw material costs and duties. Rahman, also the chairman of the Bangladesh Furniture Industries Owners Association, added that their revenue in last year was around Tk 468 crore, but it may decrease to Tk 330 crore this year. While Regal Furniture -- a sister company of the Pran-RFL Group -- did not experience a massive sales decline, it also did not achieve the anticipated growth for the outgoing year. "Sales did not increase as much as we had expected. Especially in the last five months after the political changeover in August, sales have decreased," said Touhiduzzaman, deputy general manager of public relations at the Pran-RFL Group. After two years of sluggish demand, he claimed that their business was quite good before June, with increased sales of home furnishings. The business of Regal Furniture has three segments: office furniture for corporate sectors, office furniture for public agencies and home furnishings for regular consumers. Since August, sales to government and business institutions have declined sharply due to political instability and economic gloom, said Touhid. He, however, said that sales of home furniture remained relatively strong because they cater to the middle-class market. As a result, their household furniture sales have not fluctuated much, making the impact of the economic downturn less visible in this segment compared to others that have logged massive declines. Despite the current market downturn, Touhid sounded optimistic about a rebound in the next six months as the economy and overall conditions have started to show some improvements. Another leading brand Partex Furniture saw its sales falling by nearly half in the past five months following the political shift, according to its Head of Marketing Shohan Akon Sunny. "We had just started to recover from a two-year slowdown, but office furniture sales have once again entered a dull period," he said. Sunny said the economic downturn has discouraged wealthy individuals from buying new furniture. Besides, last year's increase in furniture prices due to the rising US dollar discouraged consumer spending. While Partex expected an industry growth in recent years, this has not materialised, Sunny added.

Agents in Hampton Roads have worked tirelessly to deliver big wins that make the region safer, FBI Norfolk Special Agent in Charge Brian Dugan writes in a guest column. Click to share on Facebook (Opens in new window) Click to share on X (Opens in new window) Most Popular Chinese student’s drone got stuck in tree near Newport News Shipbuilding, leading to Espionage Act prosecution Chinese student’s drone got stuck in tree near Newport News Shipbuilding, leading to Espionage Act prosecution Longtime Phoebus Auction Gallery to close after New Year’s Day event Longtime Phoebus Auction Gallery to close after New Year’s Day event Juvenile humpback whale washes ashore on Outer Banks Juvenile humpback whale washes ashore on Outer Banks James City County officer, 17-year-old injured in Christmas Eve crash James City County officer, 17-year-old injured in Christmas Eve crash Williamsburg leaders to prioritize funding for regional Trail757 project Williamsburg leaders to prioritize funding for regional Trail757 project Journey of self: Williamsburg-area massage therapist helps others heal Journey of self: Williamsburg-area massage therapist helps others heal Purdue defensive back transfers to ODU Purdue defensive back transfers to ODU Fun to Do: Ice skating, holiday concerts, lights and more Fun to Do: Ice skating, holiday concerts, lights and more Partnership with Riverside Health seeks to improve wellness at area homeless shelters Partnership with Riverside Health seeks to improve wellness at area homeless shelters Get healthier in the new year with these resources in the Williamsburg area Get healthier in the new year with these resources in the Williamsburg area Trending Nationally Body found in wheel well of plane from Chicago to Maui How Diddy and Luigi Mangione spent Christmas in Brooklyn jail Massive invasive python is freed into the Palm Beach County wilderness. Here’s why ‘Baby Driver’ actor Hudson Meek dead at 16 Pregnant woman stabbed multiple times by pizza deliverer disgruntled about tip, sheriff saysPREP FOOTBALL= MSHSL State Tournament= Championship= Class 4A= Becker 24, Totino-Grace 8 Class 1A= Minneota 70, Springfield 20 Some high school football scores provided by Scorestream.com , https://scorestream.com/

EAST RUTHERFORD, N.J. (AP) — Malik Nabers said calling the New York Giants “soft” after Sunday's embarrassing loss to the Tampa Bay Buccaneers was a mistake, although the star rookie receiver still plans to speak out when he thinks it's necessary. After talking with coach Brian Daboll and general manager Joe Schoen and watching video of the Giants' 30-7 defeat , Nabers said Tuesday that "soft” was a poor choice of words. “I don’t think it was really soft. I think it was just a lack of technique,” Nabers said. “We were playing our butts off, we just lacked technique.” The Giants (2-9) trailed 23-0 at halftime and had run only 19 plays on offense. Nabers was not targeted in first the half but still finished with a team-high six catches for 64 yards. The No. 6 overall pick in the draft, Nabers said his rant after the game — in which he said the Giants' quarterbacks weren't to blame for the team's poor performance — was just the competitor in him talking. “That’s just how I’m wired. That’s just who I am,” he said. “I just don’t like losing. If I feel like if I had an opportunity to help the team win, I’m going to express that.” Nabers said not being targeted in the opening half was tough because his body is prepared to play and not doing anything throws him off his game. “You’re not getting involved early, then you’re not getting the feel of the ball, you’re not getting hit,” Nabers said. “After football plays as an offense, after you get hit, you’re like, ‘All right, I’m ready to go.’” Nabers has a team-high 67 catches, the most by a player in his first nine NFL games. He said he sees himself as a resource, someone who can change the game for the Giants. “I’m not going to just sit back just because I’m a younger guy and not speak on how I feel,” Nabers said. “They want me to speak up. They feel like my energy helps the offense, in a way, to be explosive. So, of course, I’m going to speak up if something doesn’t go my way. That’s just how I am.” AP NFL: https://apnews.com/hub/nfl

Trump again calls to buy Greenland after eyeing Canada and the Panama CanalUndercover FBI agents were not present during the 2021 attack on the US Capitol by Donald Trump supporters, a Justice Department watchdog said Thursday in a report debunking a popular right-wing conspiracy theory. "We found no evidence in the materials we reviewed or the testimony we received showing or suggesting that the FBI had undercover employees in the various protest crowds, or at the Capitol, on January 6," Justice Department inspector general Michael Horowitz said in an 88-page report. Thousands of Trump supporters stormed the US Capitol on January 6 in a bid to prevent congressional certification of Democrat Joe Biden's election victory. Right-wing media and even some Republican lawmakers have spuriously claimed that undercover FBI agents provoked the attack on Congress, which followed a fiery speech by Trump in which he falsely claimed the election had been stolen. The inspector general said that while no undercover FBI agents were present at the Trump rally or the Capitol, 26 FBI informants known as confidential human sources (CHS) were in Washington at the time. Three of the informants had been tasked with reporting on domestic terrorist suspects while the others were there on their own. "None of these FBI CHSs were authorized to enter the Capitol or a restricted area, or to otherwise break the law on January 6, nor was any CHS directed by the FBI to encourage others to commit illegal acts on January 6," the report said. The inspector general also said there had been an intelligence-gathering failure by the FBI ahead of the January 6 attack. "While the FBI undertook significant efforts to identify domestic terrorism subjects who planned to travel to the Capital region on January 6," the report said, "the FBI did not take a step that could have helped the FBI and its law enforcement partners with their preparations. "Specifically, the FBI did not canvass its field offices in advance of January 6, 2021, to identify any intelligence, including CHS reporting, about potential threats to the January 6 Electoral Certification," it said. FBI deputy director Paul Abbate was quoted as saying this was a "basic step that was missed" in "understanding the threat picture prior to January 6." Trump was impeached by the Democratic-majority House of Representatives following the attack on the Capitol, but acquitted by the Senate. He is to return to the White House on January 20 after defeating Vice President Kamala Harris in the November presidential election. More than 1,500 people have been charged in connection with the assault on Congress. Trump has lauded them as "patriots" and "political prisoners" and pledged to pardon many of them when he returns to the White House. cl/st

Share Tweet Share Share Email Managing healthcare expenses can be overwhelming, especially as medical costs continue to rise. However, many individuals overlook an effective strategy to save money—pre-tax medical expense management apps. These tools offer a seamless way to track, manage, and optimize your healthcare spending while taking advantage of tax savings. By integrating technology with financial planning, these apps simplify the process, helping you make the most of your pre-tax dollars . Understanding Pre-Tax Medical Expenses Pre-tax medical expenses are costs that can be paid using funds that haven’t been subjected to income tax. By utilizing these funds, you reduce your taxable income, resulting in significant savings. Common examples include payments for prescriptions, doctor visits, medical devices, and even dependent care in certain cases. These expenses are often managed through specific accounts, such as Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs). The Role of FSAs and HSAs FSAs and HSAs are specialized accounts designed to encourage individuals to save for medical expenses. While both accounts provide tax advantages, they differ in terms of eligibility, contribution limits, and rollover policies. FSAs are often offered by employers, and the funds typically need to be used within the calendar year. HSAs, on the other hand, are available to those with high-deductible health plans (HDHPs) and allow unused funds to roll over indefinitely. To maximize the benefits of these accounts, proper management is essential. That’s where pre-tax medical expense management apps come into play. These apps streamline the tracking process, ensuring you’re using your pre-tax dollars effectively. Benefits of Using Pre-Tax Medical Expense Management Apps Simplified Expense Tracking One of the primary challenges of managing pre-tax medical expenses is keeping track of receipts and eligible expenses. Pre-tax medical expense management apps automate this process. By linking your account, these apps can categorize your transactions and flag eligible expenses. This eliminates the need for manual tracking and reduces the risk of missing out on reimbursements . Maximized Tax Savings Using pre-tax funds for eligible expenses ensures you’re taking full advantage of the tax benefits. Many apps provide tools to calculate potential tax savings, helping you understand the financial impact of your spending habits. This feature not only saves you money but also encourages more strategic financial planning. Enhanced Budgeting Tools Effective budgeting is crucial for managing medical expenses. Pre-tax medical expense apps often include budgeting features that allow you to set spending limits and monitor your progress. By staying within your budget, you can avoid depleting your pre-tax funds prematurely, ensuring they last throughout the year. Easy Reimbursements Submitting reimbursement requests can be a time-consuming task. These apps simplify the process by allowing users to upload receipts and submit claims directly through the platform. Some even integrate with employers or account administrators, streamlining approvals and payouts. Increased Awareness of Eligible Expenses Many individuals are unaware of the wide range of expenses that qualify for pre-tax reimbursement. These apps often include educational resources and updated lists of eligible expenses. By staying informed, you can make smarter spending decisions and fully utilize your pre-tax funds. Features to Look for in a Pre-Tax Medical Expense Management App User-Friendly Interface An intuitive interface is essential for ease of use. The app should provide clear instructions and navigation to ensure users can access features without confusion. Look for apps with dashboards that offer an overview of your account balance, expenses, and pending claims. Integration Capabilities The ability to link your FSA or HSA account directly to the app is a crucial feature. This integration allows the app to automatically track your transactions and provide real-time updates on your account balance. Some apps also integrate with healthcare providers and pharmacies, making it easier to manage expenses. Security Features Since these apps handle sensitive financial and medical data, robust security measures are non-negotiable. Ensure the app uses encryption to protect your information and complies with data privacy regulations. Mobile Accessibility Having access to your account on the go is a must. Look for apps with mobile-friendly designs or dedicated smartphone applications. This feature allows you to manage your expenses anytime, anywhere. Customer Support Reliable customer support can make a significant difference, especially when dealing with complex financial accounts. Opt for apps that offer multiple support channels, including live chat, email, or phone assistance. Popular Pre-Tax Medical Expense Management Apps Several apps stand out for their features and reliability. Below are a few noteworthy options: WageWorks WageWorks is a popular choice for managing FSAs and HSAs. The app offers robust tracking tools, easy reimbursement submissions, and a user-friendly interface. It also provides educational resources to help users better understand their accounts. HealthEquity HealthEquity specializes in HSAs and offers comprehensive tools for managing medical expenses. The app integrates with several account providers and includes features like expense calculators and budgeting tools. Optum Financial Optum Financial’s app is designed for both FSAs and HSAs. It provides seamless integration with account administrators and offers an intuitive platform for tracking expenses, submitting claims, and accessing educational resources. Tips for Maximizing Your Savings Plan Your Contributions When setting up an FSA or HSA, carefully consider your anticipated medical expenses for the year. Overestimating contributions can result in unused funds, particularly with FSAs that have a “use-it-or-lose-it” policy. Apps with budgeting tools can help you forecast your expenses accurately. Stay Organized Keeping your receipts and medical records organized is essential for tracking and reimbursement. Many apps offer cloud storage for receipts, ensuring you have everything you need at your fingertips. Regularly Review Your Account Make it a habit to review your account activity regularly. This helps you stay on top of your spending and identify any discrepancies early. Most apps provide monthly summaries, making it easy to monitor your progress. Take Advantage of Resources Many apps include educational content, such as articles or FAQs, to help you better understand your account. Use these resources to stay informed about eligible expenses, contribution limits, and tax regulations. The Future of Pre-Tax Medical Expense Management Apps As technology continues to evolve, these apps are likely to become even more sophisticated. Artificial intelligence (AI) and machine learning could enhance expense categorization and provide personalized recommendations. Additionally, increased integration with healthcare providers and pharmacies could further streamline the process. By leveraging the benefits of pre-tax medical expense management apps, individuals can save money, reduce stress, and take greater control over their healthcare spending. Whether you’re managing an FSA, HSA, or both, these tools are a valuable addition to your financial toolkit . Start exploring your options today and unlock the full potential of your pre-tax dollars. Related Items: Expense Management Apps , Pre-Tax Medical , Saving Money on Healthcare Share Tweet Share Share Email Comments